Home / Flood Insurance Claims / Minnesota / Clay County
Clay County Flood Insurance Claims
National Flood Insurance Program, 1978–2019 · 2nd highest paid in Minnesota
Claims
1,358
Total paid
$13.7M
Average / claim
$10K
Building / contents
$12.8M / $903K
Paid by decade
1970s$1.2M · 173 claims
1980s$225K · 70 claims
1990s$5.2M · 504 claims
2000s$6.6M · 454 claims
2010s$449K · 157 claims
Worst years by dollars paid
| 2009 | $6.2M | 334 claims |
| 1997 | $4.8M | 460 claims |
| 1979 | $644K | 89 claims |
| 1978 | $594K | 84 claims |
| 2011 | $234K | 74 claims |
Full disaster history for Clay County →
Most-paid counties in Minnesota
Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.