Home / Flood Insurance Claims / Alabama / Baldwin County
Baldwin County Flood Insurance Claims
National Flood Insurance Program, 1978–2025 · 1st highest paid in Alabama
Claims
19,745
Total paid
$652.5M
Average / claim
$33K
Building / contents
$564.3M / $88.1M
Paid by decade
1970s$14.5M · 1,009 claims
1980s$2.1M · 560 claims
1990s$57.5M · 4,676 claims
2000s$408.5M · 8,988 claims
2010s$46.4M · 1,247 claims
2020s$123.4M · 3,265 claims
Worst years by dollars paid
| 2004 | $328.4M | 5,411 claims |
| 2020 | $121.2M | 3,199 claims |
| 2005 | $73.6M | 2,592 claims |
| 2014 | $44.1M | 1,004 claims |
| 1998 | $36.0M | 2,570 claims |
Full disaster history for Baldwin County →
Most-paid counties in Alabama
Source: FEMA OpenFEMA, NFIP Redacted Claims v3 (OpenFEMA NfipClaims v3, retrieved 2026-09) — dollars actually paid on closed claims, summed from individual claim transactions. This is a record of the past. It is not a flood-risk forecast, an insurance rating, or a judgment about any specific property. For current risk see FEMA's Flood Map Service Center and National Risk Index.